Hello, Wendy, as long as you are entitled to coverage as a cardholder, if you were taking the covered trip, your parent is also covered, whether you or your spouse are traveling with them or not. The trip must only meet the criteria to be „covered“ (see cardholder agreement/performance guide) and your parent must remain your family member and a resident of Canada during the trip. Visa Customer Care Services (VCCS) offers 24-hour emergency service to Visa cardholders worldwide. The new TD Aeroplan Visa Infinite offers discounts of up to $100 for NEXUS membership applications (once every 48 months), meaning cardholders can enjoy a much smoother border crossing experience when traveling to the United States. Does TD Travel Insurance from TD aeroplan Visa cover trip cancellation due to critical illness of the family member who is not travelling together? If not, I can receive an offer and what is the time limit 11 The reward calculator tool is only for general illustration purposes; Actual results may differ. The welcome bonus is only valid for the first year. Aeroplan points are collected for card purchases less returns and not for cash advances, interest, fees, remaining transfers, payments, convenience cheques or Aeroplan points solutions (if applicable). For the CiBC Aeroplan Visa Infinite Card, a 1.5 Aeroplan point bonus for purchases (less and/or less) of $1.00 for gas, food and Air Canada purchases is only available for the first 80,000 annual net card purchases on the account (i.e., all card purchases of all cardholders from any type of merchant; Thereafter, net card purchases from gas and food distributors or Air Canada receive Aeroplan points at the regular price of 1 Aeroplan point for every $1.00 purchase (less returns and/or less). For the CIBC Aeroplan Visa Card and CIBC Visa Business Plus Card, aeroplan 1.5 point bonus for purchases valued at $1.00 (less or less) for travel, restaurant, shipping, cable, internet and telephony services and a 2-point Aeroplan points bonus for purchases valued at $1.00 (less and/or less) for Air Canada purchases; are only available on the account for the first $80,000 of annual net card purchases (i.e. all card purchases from all cardholders at each merchant type); Thereafter, net card purchases at travel, restaurant, shipping, cable, Internet and telephone retailers or Air Canada purchases will receive Aeroplan points at the regular price of 1 Aeroplan point for every $1.00 purchase (less than $1.00 and/or less returns). .